[Skip to main content](/content/pages/financing#main/index.html) [Skip to menu](/content/pages/financing#sea-skip-target-navigation/index.html) [Skip to footer](/content/pages/financing#sea-skip-target-footer/index.html) Open Accessibility Menu [Skip to content](/content/pages/financing#main/index.html) [Skip to navigation](/content/pages/financing#sea-skip-target-navigation/index.html) [Skip to footer](/content/pages/financing#sea-skip-target-footer/index.html) [Skip to content](/content/pages/financing#main/index.html) Unlock $250 Off by Signing Up for Email & SMS‎ ‎ \|‎ ‎ Learn more Close ### AN EXCLUSIVE PRIVILEGE Enjoy an exclusive $250 savings on orders of $2,000 or more. A refined touch to make your next space even more special. [Sign up now](https://modloft.attn.tv/p/VKe/landing-page) Your cart is empty [Start shopping](/content/site-root.html) Add order noteSave ### Financing ## Product Financing with Affirm ### Design Now, Pay Over Time **Pay over time with financing as low as 0% APR\* and easy payments over 3, 6, or 12 months.** Modloft has partnered with Affirm to offer our customers a quick and easy way to apply for financing terms. With Affirm, you can purchase the furniture you want today and pay for it over time. Get a decision in seconds without leaving our site. [Prequalify Now](/content/pages/financing#affirm-modal/index.html) Transparent Never pay more than the amount disclosed up front. Simple It only takes a moment, and checking your eligibility won't affect your credit. Fair Affirm won't charge you late fees or penalties of any kind, ever. ## Program Highlights ### Simple, no-fuss financing What you see at checkout is all you pay–at a schedule that suits your budget. With loans starting at 0% APR for 6, 12, or 18 months, choose the payment plan that works for you. [Prequalify Now](/content/pages/financing#affirm-modal/index.html) ## Program Highlights ### The right financing, right away Get a decision immediately on a loan that fits your budget. See if you qualify for financing in only a few clicks. With immediate processing, it only gets easier from there. Sit back and enjoy your new furniture. [Prequalify Now](/content/pages/financing#affirm-modal/index.html) How does it work? On any product page, click on the “Prequalify now” link below the Affirm logo. Simply provide the basic information that is requested. Pre-qualification does not affect your credit. Our partner Affirm is committed to keeping your personal information secure and uses its technology to encrypt that data. If you are offered loan terms that are satisfactory to you, and have finished shopping, you can check out and complete your purchase right from Affirm’s application window. You will receive a confirmation email from Modloft. When your loan has started, Affirm will reach out to you directly to coordinate payments. What is required to pre-qualify? Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity. Will my credit be affected? No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on [Affirm’s Help Center](https://helpcenter.affirm.com/s/article/affirm-credit-reporting "opens in a new tab"). Is my personal information secure with Affirm? Yes, protecting your personal information is very important to Affirm. Affirm encrypt sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone. Can I return an item I bought with Affirm? Yes - you can return an item you bought with Affirm by initiating the return process directly with the store. Why was I not approved? Unfortunately, we do not have any control over the underwriting decision. We would still encourage you to move forward with the transaction with an alternative payment option. Further, should you have any questions regarding your credit application with our financing partner, Affirm, visit the Affirm FAQ article: [“Why wasn’t my purchase approved?”](https://www.affirm.com/help/ "opens in a new tab"). You should also receive an email in your inbox from Affirm regarding your application. Still have questions? Visit the [Affirm Help Center](https://www.affirm.com/help/ "opens in a new tab"). ## CHECK IF YOU PREQUALIFY IN SECONDS ### No deferred interest. No hidden fees. No catch. [Prequalify Now](/content/pages/financing#affirm-modal/index.html) \\* Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: [affirm.com/lenders](http://affirm.com/lenders "opens in a new tab"). Options depend on your purchase amount, and a down payment may be required. Cookie policy I agree to the processing of my data in accordance with the conditions set out in the policy of Privacy. 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